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  1. Allison
    Allison January 7, 2016 at 10:38 pm . Reply

    For paying off a credit card, I definitely recommend transferring to a no interest credit card. Your payment goes toward interest first, so it can be almost impossible to lower your debt if you’re collecting interest. As for getting more money, I would of course advocate a side hustle (maybe some side graphic designing?) or something. I wouldn’t get a loan to pay off a credit card. I would just transfer the balance, even if you have to split it between a couple cards. Having a low debt to use ratio is good for your credit score, so once you pay down your debt it should actually help you.

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